Terms & Conditions
LAST UPDATED · 12 JULY 2026
1. Who we are
pspflux is operated by Ethica ("we", "us"), a company based in Hungary. These terms govern your use of the pspflux website and the application at app.pspflux.com (together, "the service"). By creating an account or using the service, you agree to these terms.
2. The service
pspflux reads the configuration of your payment service provider ("PSP") accounts, models it, and generates migration plans. The service analyses and plans; it does not move money, execute migrations, or modify your PSP configuration unless a feature explicitly says otherwise.
3. Your account
You are responsible for the accuracy of the information you provide and for keeping your login credentials confidential. You must notify us promptly if you suspect unauthorised access to your account. Accounts are for use by you or your organisation; you may not resell access to the service.
4. Your data and credentials
To use the service you may connect API credentials issued by your PSP. You confirm that you are authorised to use those credentials and to share the data they expose with us. We use them only to provide the service, as described in our Privacy Policy. You retain all rights to your data.
5. Acceptable use
- Do not use the service to break the law or to breach your agreements with your PSP.
- Do not attempt to probe, disrupt, or gain unauthorised access to the service or its infrastructure.
- Do not connect credentials or data that you are not authorised to use.
6. Plans are proposals
Migration plans, models, and flagged gaps produced by the service are proposals based on the data available to us. You are responsible for reviewing and validating any plan before acting on it. Executing a migration remains your decision and your responsibility.
7. Intellectual property
The service, its design, and its software are owned by us or our licensors. Your PSP configuration data and anything derived from it for you remain yours. You grant us the limited rights needed to process that data in order to provide the service.
8. Availability and changes
We aim to keep the service available and secure, but it is provided "as is" and "as available", without warranties of any kind. We may add, change, or remove features. If we introduce fees for features you use, we will tell you in advance.
9. Liability
To the maximum extent permitted by law, we are not liable for indirect or consequential damages, loss of profits, or losses arising from decisions made or migrations executed on the basis of the service's output. Nothing in these terms limits liability that cannot be limited by law.
10. Termination
You may stop using the service and delete your account at any time. We may suspend or terminate accounts that breach these terms. Sections that by their nature should survive termination (including 6, 7, and 9) survive it.
11. Changes to these terms
We may update these terms from time to time. When we do, we will change the date at the top of this page and, for significant changes, notify you in the app or by email. Continuing to use the service after a change means you accept the updated terms.
12. Governing law
These terms are governed by the laws of Hungary. Disputes are subject to the exclusive jurisdiction of the competent courts of Hungary, without prejudice to any mandatory consumer protections that apply in your country of residence.
13. Contact
Questions about these terms: hello@pspflux.com.